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3916 Toft Street, Rockford, IL 61114.
Welcome to this beautiful Rockford home, lovingly cared for by the same owner for more than 50 years! Step inside the bright living room, where a large picture window fills the space with natural light, then continue into the spacious eat-in kitchen with plenty of room to gather and enjoy meals. Just off the kitchen is a cozy family room featuring a brick fireplace, convenient main floor laundry, and a sliding glass door leading to the back deck. Down the hall, you'll find a large bathroom with a newly tiled shower, two bedrooms with brand-new carpet, and a primary bedroom with a convenient half bath. The basement offers even more possibilities with a bar, a large recreation room, a beautifully remodeled full bathroom, and two additional bonus rooms. Recent updates include Window World windows throughout the main level, a roof installed in 2021, newer siding, and a water heater installed in 2019. Come outside and enjoy the beautiful fenced back yard with garden beds and a garden shed!
MLS ID: 12747011
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3916 Toft Street, Rockford, IL 61114.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $220,000 | $220,000 | $220,000 |
| Down Payment | $44,000 | $7,700 | $55,000 |
| Monthly Mortgage Amount | $1,112 | $1,365 | $1,381 |
| Taxes | $306 | $306 | $306 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $97 | $0 |
| Monthly Estimated Total | $1,518 | $1,868 | $1,787 |
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