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3 Cottonwood Street, Bloomington, IL 61701.
Welcome to 3 Cottonwood Street, a spacious four-bedroom, 1.5-bath ranch offering convenient one-level living and an oversized attached one-car garage. The home has benefited from numerous updates, including the pitched roof in 2018, flat roof sections and rear windows in 2022, HVAC system and sump pump in 2021, and a new water heater and dishwasher in 2026. The kitchen features updated countertops and sink from 2025, while the laundry room includes a newer sink and a washer and dryer installed in 2023. Additional improvements include updated hardware and ceiling fans, plus porch repairs completed in 2025. With four bedrooms, valuable mechanical updates, and plenty of everyday functionality, this well-maintained ranch is ready for its next owner!
MLS ID: 12754830
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3 Cottonwood Street, Bloomington, IL 61701.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $200,000 | $200,000 | $200,000 |
| Down Payment | $40,000 | $7,000 | $50,000 |
| Monthly Mortgage Amount | $1,011 | $1,241 | $1,256 |
| Taxes | $278 | $278 | $278 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $88 | $0 |
| Monthly Estimated Total | $1,389 | $1,707 | $1,634 |
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