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173 Northshore Road, Elgin, IL 60123.
DOWNSIZE TO ONE-LEVEL LIVING IN WILLOW LAKE ESTATES | 55+ COMMUNITY IN ELGIN | Built in 2016, this move-in-ready 3 bedroom, 2 bath ranch gives you 1,456 square feet of living space with NO INTERIOR STAIRS, wide interior doorways and an open, bright floor plan. There is room to downsize without feeling cramped, with space for overnight guests, hobbies, crafts or a home office. | SPACIOUS KITCHEN & DINING AREA | Generous cabinet and counter space, all appliances included, walk-in closets and a full-size laundry closet make everyday living practical. Outside, a covered carport, 3-CAR-DEEP DRIVEWAY and separate storage shed provide additional parking and storage. | CHANNEL-SIDE SETTING | Step outside to water and nature views from this premium channel location, with the clubhouse and heated outdoor pool conveniently nearby. | MORE THAN A HOME - ENJOY THE COMMUNITY | Willow Lake Estates residents have access to stocked fishing lakes, a heated outdoor pool with bathhouse, clubhouse amenities, shuffleboard, horseshoe pits, walking areas and nearby access to the Illinois Prairie Path across the Fox River. Lawn care and snow removal are included, giving you less exterior maintenance to manage whether you stay close to home or travel seasonally. | CLOSE TO THE PLACES YOU USE | Advocate Sherman Hospital, shopping, dining, I-90, downtown Elgin, parks and Grand Victoria Casino are nearby, with O'Hare International Airport approximately 35-40 minutes away. | CURRENT MARKET LOT RENT IS $1,331 PER MONTH. | Whether you're searching for 55+ housing in Elgin, an active adult community, a one-level home for yourself, or helping a parent explore low-maintenance housing options, come see what Willow Lake Estates and this spacious ranch have to offer.
MLS ID: 12744800
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173 Northshore Road, Elgin, IL 60123.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $86,000 | $86,000 | $86,000 |
| Down Payment | $17,200 | $3,010 | $21,500 |
| Monthly Mortgage Amount | $435 | $534 | $540 |
| Taxes | $120 | $120 | $120 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $38 | $0 |
| Monthly Estimated Total | $655 | $792 | $760 |
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